Presented by Botto Financial Charitable giving is an important piece of many individuals’ estate plans. Beyond the tax advantages offered by charitable donations, many people have personal reasons for choosing to include charities in their estate plans. A...
Presented by Botto Financial Stock options allow you to benefit from an increase in the value of your employer’s stock without putting your own money at risk. You hold the options until you think the stock price has reached a high, and then you exercise and...
Presented by Botto Financial Timeline for Retirement Benefits Eligibility Age 62: Eligible for social security retirement benefits If you elect to claim social security benefits at age 62, your benefits will be permanently reduced by 25% to 30%. Age 65: Age...
Presented by Botto Financial No one likes to think about death, disability, or a breakup, but planning for the unexpected can help alleviate many potential problems, particularly for unmarried couples. Although some states have begun to offer committed...
Presented by Botto Financial As a small business owner, you’ve reached a certain level of success and built a comfortable future for your family. Depending on the size of your company, you’ve also created jobs, so your employees can provide for their families....
Presented by Botto Financial Making a charitable gift can be a fulfilling experience, but before you donate, it’s wise to do a little research. Taking the time to learn about a charity can help you determine whether the nonprofit organization is legitimate and...